CashKarma Review: Can This Mobile Application Be Trusted? (2025 In-Depth Guide)

Some time ago I wrote a review about AppKarma, a mobile “Get-Paid-To” application that enables users to earn money by doing tasks such as playing games. The same company has also developed an almost identical app called CashKarma, which focuses on smaller tasks like surveys instead. But, a legitimate question arises – is CashKarma a trustworthy mobile application or a scam?

In this review, I’ll delve deeper into the workings of CashKarma, assess its legitimacy, and provide you with an honest and unbiased evaluation of the app. Let’s get started!

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What exactly is CashKarma?​

How can you start earning with CashKarma?​

To start earning with CashKarma, the first step is to download the application on your mobile device. The app is available on both iOS and Android operating systems. I should note here that CashKarma is not available on desktop-based devices. Therefore, you will need to own a smartphone to use the application. According to the developer, using an emulator to access the app is not allowed and may result in a ban.

After finishing the installation, the next step is to sign up for an account. While you can participate in various activities as an anonymous user, it is strongly recommended to register an account to ensure that all your progress is saved in case you switch devices. To sign up, you need to provide your email address and choose a nickname, as it is currently not possible to register using any of your existing social media accounts.

How do you earn on CashKarma?​

CashKarma offers various ways for you to earn money, and I will cover each method in detail. Unlike AppKarma, which focuses more on gaming, CashKarma is primarily designed for completing surveys and smaller offers such as signing up for various services. You get paid in points which can later be redeemed for cash rewards, such as PayPal. 

Answer surveys

One of the ways to earn money on CashKarma is by completing surveys. The app partners with various survey providers that are looking for consumer opinions on different products or services. Each survey comes with a certain reward amount, which varies depending on the length and complexity of the survey.

In general, surveys last anywhere from 1-30 minutes in length, but longer surveys that come with higher rewards are possible as well. The topics can be quite varied too, including themes such as electronics, hobbies, work experience, and much more.

The pay can range from a few cents to several dollars per survey, and you can usually see how much a survey rewards before you start it. It’s worth noting that you may not qualify for every survey, as some have specific demographic requirements. You can answer surveys via providers such as Tap Research, Theorem Reach, Pollfish and Adscend Media. 

Complete offers

Another way to earn money on CashKarma is by completing offers. These offers are essentially small tasks that typically involve signing up for a service, website, free trial of a product, creating an account on a website, or downloading an app.

The rewards for completing these offers can vary, with some paying less and others more. While completing offers can be an easy way to earn some extra cash, it’s important to be mindful of the terms and conditions of each offer. Some offers may require you to pay for a service after the free trial period ends, so it’s important to read through all the requirements and familiarize yourself with all the rules before deciding on completing an offer.

Playtime rewards

Additionally, you can earn rewards on CashKarma through their “Playtime” feature. By playing games offered in the app, you can earn points based on the amount of time spent playing a game. This feature can be considered a passive method of earning, as you don’t need to do much beyond launching the game to start earning points. However, it’s worth noting that some games may have specific requirements, such as reaching a certain level or completing certain objectives, in order to receive the reward points.

Achievement badges

There is an achievement system that rewards you for your activity on the app. With this system, you can track your progress on CashKarma and receive badges as milestones that come with a bonus point reward. As you reach each milestone, you’ll be rewarded with a corresponding badge that represents your achievements.

Additional methods

CashKarma also offers a feature called “Scratch Cards” that allows you to earn small rewards. To use this feature, you need to watch a short video ad and then you can scratch off the card to reveal your reward. While a single scratch card can offer up to 1000 coins, most rewards are smaller than that.

You can earn scratch cards by checking in every day through the “Daily Rewards” option. Furthermore, you can earn extra coins by watching videos separately and filling out your profile. But, in my opinion, these features offer relatively low rewards, although they can still be used to earn an extra bonus. 

Invite friends

Lastly, CashKarma offers a referral program that allows you to earn extra cash by inviting your friends to join the platform. When your friends sign up using your unique referral link, they will receive a starting bonus of 300 points, while you will receive 10% of what they earn from completing offers on the application. This can be a great way to boost your earnings if you know someone who might be interested in using CashKarma.

How much money can you earn?​

The amount of money you can earn on CashKarma depends on various factors, including the time you spend on the app, the availability of surveys and offers (which can be influenced by your location), and your demographic information.

I would highly suggest prioritizing offers that provide a fair amount of compensation for your time instead of low-paying ones, which you can always skip. Additionally, taking advantage of the referral program can help boost your earnings. However, it is crucial to remember that while CashKarma can provide you with a fun way to earn extra cash, it cannot replace a full-time job.

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How do you cash out?​

When it comes to withdrawing your earnings on CashKarma, the main method available to me was PayPal. However, I noticed that other regions can also withdraw using various gift cards. So, depending on where you live, you might have access to additional cash out methods.

You can withdraw starting at $3, and to withdraw $10, for example, you will need to earn 14500 points. It’s important to note that the higher the amount you withdraw, the more additional points (or cashback) you receive for your withdrawal. So, if you are willing to wait, I would advise gathering a larger amount of points before making a withdrawal.

Frequently Asked Questions (FAQ)​

Can anyone join CashKarma?

CashKarma is available globally, meaning that anyone should be able to join the platform, regardless of where they are located in the world. 

Is CashKarma real or fake?

CashKarma is a completely real application that does allow you to earn money by completing a wide range of tasks.

Is CashKarma free to use?

Yes, CashKarma is free to use, and you don’t need to worry about any hidden fees or subscriptions.

Is CashKarma available on mobile devices?

CashKarma is exclusively available on mobile devices and cannot be used on desktops. To use the app, you will need to have a smartphone running either iOS or Android operating system.

Is CashKarma safe to use?

Yes, CashKarma is completely safe to use, and the application does indeed pay you for activities such as playing games or answering surveys.

How can you contact support?

To contact CashKarma support, you can click on the three dots icon located in the top right corner of the application and then choose “Help.” From there, select “FAQ” and scroll to the bottom of the page where you will find the option to contact their support.

Final Thoughts

So, is CashKarma legit or a scam?

CashKarma is a legitimate “Get-Paid-To” app that allows you to earn money by completing various tasks. It offers a large variety of earning options with a user-friendly interface, such as surveys and offers, and the app has a low payout threshold. But, the earnings potential on CashKarma may not be as high as on some other platforms, and the platform is only available on mobile devices. With this in mind, I do recommend giving CashKarma a try, however it is important to have realistic expectations heading in and not to expect to get rich using the app. 

Many thanks for reading my CashKarma review! Should you have any additional questions or concerns please do not hesitate to leave a comment down below.