MoneySMS Review: Can You Actually Get Paid for Receiving SMS? (2024 Inside Look)

Written By Alex

In the realm of "beermoney," Alex is a dedicated explorer, always on the lookout for new opportunites to supplement income online.

For questions, suggestions, or a friendly chat, you can reach Alex at alex (at)

When it comes to generating passive income, using mobile applications can be an intriguing and convenient way to earn some extra money. One such app that offers this opportunity is called MoneySMS, which enables users to make cash for receiving SMS messages on their mobile phones. However, before you consider using it, you might have valid concern – is it actually a legitimate application or a scam?

In this review, I’ll be taking a deeper look at the app and provide you with all the necessary information about MoneySMS to help you decide if it’s worth using or not. Let’s get started!

Some of the articles on this website may include affiliate links. You can find more info in our disclaimer

What exactly is MoneySMS?​

MoneySMS is an application that pays you for each SMS message that your mobile device receives.

MoneySMS landing page

How can you start earning with MoneySMS?

To start using MoneySMS and earn money, you first need to follow a few simple steps. However, it’s important to note that this app is only available for the Android operating system and cannot be used on iOS devices.

To begin, MoneySMS can be downloaded from the Google Play Store or their website where you can get the APK file. But, to access the full version of the application you will need to download the APK separately, so make sure to manually allow installation access for an unknown application download.

MoneySMS how to download the application
Download the APK file to access the full application

Once the application has been installed, you will need to register a personal account using a valid phone number. It’s essential to select the correct country code – otherwise, you will not receive any messages on your phone. If you want to earn a starting bonus, you can use my code V1V439JO during registration to receive some extra money right away.

If you can’t find your country during registration, it means that MoneySMS is not currently available in your region. The app operates in the United States, Canada, most countries in Europe, and some parts of Asia.

MoneySMS how to register an account
You can only register by using your phone number

How do you earn with MoneySMS?​

The primary way of earning with MoneySMS is by receiving text messages to your mobile device. Once you have successfully registered an account and logged into the MoneySMS app, you will start receiving SMS messages on your mobile phone periodically.

These messages will contain random letters and numbers, and there is no need to read or respond to them separately. Each time you receive a message, you will be automatically credited with payment. You can delete the messages as soon as they are received without any issues.

The reason why it’s possible to earn money through MoneySMS is that paid SMS companies need to test their network’s performance in various parts of the world. Therefore, MoneySMS sends real SMS messages to mobile devices for this purpose.

The company states that many telecom SMS providers and mobile network operators need to send SMS test messages to foreign countries to ensure proper delivery of their SMS routes. You receive payment because MoneySMS uses your phone number to provide such testing services.

MoneySMS how to earn money
MoneySMS application main dashboard

MoneySMS has also recently added an option for you to earn extra cash by sending SMS messages, in addition to receiving them. However, it’s very important to note that sending out SMS messages can be risky because telecommunications companies may consider it spammy behavior, and this can lead to potential issues. So, if you decide to enable this option (it’s disabled by default), ensure that you are completely aware of the risks that are associated with sending out messages. 

MoneySMS how to send messages
Sending SMS can be risky

Finally, MoneySMS offers a referral program that allows you to earn a bonus by inviting your friends to join the application. When your friends use your unique code during the registration process, they will receive a €0.25 starting bonus, and you will receive 30% of all the withdrawals that your referrals make on the platform.

You can use my code V1V439JO to receive the starting bonus to get you started.

MoneySMS referral program
Invite your friends to the platform for extra income

How much money can you earn?​

In terms of the earning potential of MoneySMS, the application pays €0.02 (Euro) for each SMS that your smartphone receives. Unfortunately, there is no way to control the number of messages you receive as it is random and depends on the number of active users in your area.

If you opt into sending out messages, then you can earn an additional €0.15 per message, but like mentioned before this could be potentially risky. By participating in the referral program, you can further boost your potential earnings, but overall MoneySMS does not have a high earning potential. Nevertheless, it provides a completely passive income stream, requiring no effort beyond the initial setup process.

How do you cash out?​

To withdraw your earnings from MoneySMS, you will need to meet the €2 payout minimum threshold. MoneySMS supports payment methods such as PayPal, Bitcoin, Ethereum, and Litecoin for cashing out, although this may vary depending on your region.

MoneySMS how to withdraw earnings
You can withdraw your earnings via crypto and PayPal

Frequently Asked Questions (FAQ)​

Can anyone join MoneySMS?

Yes, anyone can join MoneySMS, as long as they have an Android device and a valid phone number. However, keep in mind MoneySMS is currently available only in certain regions, including the United States, Canada, most countries in Europe, and some parts of Asia.

Can MoneySMS read my private messages?

According to the company: “No, we are saving only those messages which contain our code and for which we prove to be our tests. All other messages are dismissed and not being saved anywhere in our system. For more information, please read our Privacy Policy.

Why am I not receiving any SMS messages?

If you’re not receiving any messages from MoneySMS, you can try troubleshooting using the following steps:

  • Make sure you’re logged in to the app and that it’s working in the background.
  • Check the MoneySMS symbol in the notifications section to ensure that the app has an “OK” status.
  • Double-check that the app can receive SMS messages, work in the background, and has all required permissions in your phone settings.
  • Ensure that you have a strong internet connection.
  • Make sure that the SIM card is inserted in the same device where the MoneySMS app is running.
  • Avoid using WiFi-calling as you may be unable to receive SMS messages when there is no network coverage.

If these steps don’t help, you can try contacting MoneySMS support for further assistance.

Can you use MoneySMS on desktop devices?

No, it is not possible to use MoneySMS on desktop devices. You will need to own an Android smartphone to be able to use the application.

Is MoneySMS safe to use?

If you only receive messages, then MoneySMS is safe to use. If you decide to use the “Send messages” feature, then that can be risky, as such behaviour might be viewed as spammy by your telecoummunication company.

How can you contact support?

If you need to contact MoneySMS support, then you can do so by clicking on the “Settings” button located in the bottom right corner of the application. Then, scroll down until you find the “Get in touch” option.

MoneySMS contact support
Contacting MoneySMS support

Final Thoughts

So, is MoneySMS legit or a scam?

MoneySMS is a legitimate application that pays you for receiving SMS messages on your smartphone. It offers a completely passive income opportunity, requiring almost minimal effort to use the app. However, MoneySMS has limited earning potential and may cause additional drain on your phone’s battery. If you have realistic expectations and don’t expect to get rich using this app, then it’s worth giving it a try. If you’re looking for higher-paying opportunities, you may want to explore other methods instead. 

To get started with MoneySMS and earn some extra cash right away, use my code V1V439JO during the registration process to receive a bonus.

MoneySMS | SMS messages
  • Earning Potential
  • User Experience
  • Payment Options


MoneySMS is a legit app that pays you for each SMS that your phone receives, allowing you to earn passive income, but it has a limited earning potential and the messages can be somewhat annoying.

Many thanks for reading my Honeygain review! Should you have any additional questions or concerns please do not hesitate to leave a comment down below. 

Leave a Comment